Estimate monthly loan payments, total payable and total interest. Pick a loan type (home, personal, car, education, business), enter the loan amount, annual interest rate and term in years, then calculate.
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With the standard amortising-loan formula M = P × r(1+r)^n / ((1+r)^n − 1), where P is the principal, r the monthly rate and n the number of payments.
EMI (equated monthly instalment) is the term commonly used in some markets, such as India, for the same fixed monthly loan payment this calculator computes. This page replaces the old EMI Calculator and Loan Payment Calculator.
No. The preset only labels the scenario (home, personal, car, education, business). The monthly payment always follows the same amortising-loan formula from your amount, rate and term.
| Platform | Supported | Offline | Local | Server | Network |
|---|---|---|---|---|---|
| WEB | Yes | Yes | Yes | No | Not required |
| PWA | Yes | Yes | Yes | No | Not required |
| ANDROID | Yes | Yes | Yes | No | Not required |
| IOS | Yes | Yes | Yes | No | Not required |
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