See how money grows with compound interest. Enter the principal, annual interest rate, number of years and how often interest compounds (annually, semi-annually, quarterly, monthly or daily). Get the future value, total interest earned and a year-by-year table so you can compare scenarios side by side.
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A = P(1 + r/n)^(n×t), where P is principal, r the annual rate as a decimal, n compounds per year and t years. Total interest is A − P.
More frequent compounding grows money slightly faster for the same nominal rate. Monthly (n=12) vs annual (n=1) is a small but real difference over long horizons.
This calculator models a single principal with compound growth. For recurring contributions, run yearly scenarios or use a dedicated savings planner with payment schedules.
| Platform | Supported | Offline | Local | Server | Network |
|---|---|---|---|---|---|
| WEB | Yes | Yes | Yes | No | Not required |
| PWA | Yes | Yes | Yes | No | Not required |
| ANDROID | Yes | Yes | Yes | No | Not required |
| IOS | Yes | Yes | Yes | No | Not required |
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